CASE STUDIES

  These case studies show some of the ways a commercial mortgage can be used, based on examples from members of our panel of commercial mortgage consultants.

Apply for your commercial mortgage now, and you could have a decisions in just a matter of hours.  

 

 

    Newsagents and Convenience Store

 

The property was valued at £290,000 and the applicant needed to refinance and raise capital to consolidate some existing debt and purchase some new fittings and stock for the business.

The applicant had an additional outside income from a jewellery business.

A member of our panel of commercial mortgage specialists helped them obtain a 25 year mortgage of £229,100 at 5% above base rate.
 


Hair Salon

A commercial mortgage broker from our panel of specialists arranged a loan of £50,000 on a valuation of £70,000. Accounts were provided and a margin of 4.75% over base was applied.

 

    Guest House

 

The applicant was advanced £380,000 on a valuation of £600,000.

The applicants had incurred two CCJs due to ill-health nearly four years ago. The applicants were refurbishing the property and used the additional capital to complete these works and add soft furnishings throughout the property.

The mortgage history and management accounts supported the self declaration of income.

The owners of the guest house obtained a mortgage at 4.25% over base rate on a 25 year term.
 

Apply now, and get an answer in just a matter of hours. You could have the money in a matter of weeks, rather than months!

  • No need for accounts
  • Declare your own income
  • Any purpose acceptable
  • Bad credit ok
  • Simple application form
  • No business plan
  • No presentations
  • No bank visits
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OTHER USES FOR A COMMERCIAL MORTGAGE    

Here are some further possible uses for a commercial mortgage or remortgage:

  • Raising finance to purchase an office building
  • Buying a pub
  • Financing the purchase of a restaurant
  • Buying a hotel
  • Buying a house to convert to a Bed & Breakfast (B&B)
  • Raising finance to buy an existing business
  • Clearing a business overdraft or improving business cashflow
  • Buying new plant or machinery
  • Financing the purchase of company vans and other vehicles
  • Borrowing money to buy extra stock for your business
  • Funding the expansion or refurbishment of your offices
  • Borrowing money to pay for training
  • Buying land for business purposes
 
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